Matt Arce

Welcome to Matt Arce State Farm, your local insurance agency serving the insurance needs of residential and commercial customers throughout Michigan.

A little background about me: I am a born and raised Royal Oak, Michigan native and a proud alumnus of Shrine High School. Following my passion for business, I pursued a Bachelor of Science in Business Administration from the esteemed University of Detroit Mercy. With a strong foundation in insurance, I opened my State Farm agency in January of 2023 after spending over 6 years assisting State Farm customers at my father's agency. I'm honored to carry on the legacy as a 3rd Generation State Farm Agent, with my grandfather also having served as a State Farm Agent.

Located in Berkley, our agency is conveniently positioned to serve the communities of Ferndale, Birmingham, Southfield, Oak Park, Clawson, Troy, Warren, Royal Oak (my hometown), and the wider Metro Detroit area. We offer a comprehensive range of insurance, including auto, home, renters, life, health, business, and more. Additionally, we provide guidance in retirement and financial services.

What sets the Matt Arce Agency apart is our team's wealth of experience, totaling over 42 years in customer service. We are dedicated to crafting a Personal Price Plan that meets your specific insurance needs. Our commitment to customer satisfaction is unwavering, and we are available 24/7 for both customer service and claims support. You are welcome to visit our office without an appointment during regular business hours. If our hours don't align with your schedule, simply let us know, and we'll gladly arrange virtual or weekend appointments to better accommodate you.

Don't forget to ask our team about our Bundle & Save plans, which offer great discounts when combining multiple policies. We can also provide information on Ting, a device that monitors your home's electrical wiring to prevent potential house fires. Additionally, we can guide you through the enrollment process for Drive Safe & Save, a program that rewards safe driving habits. And for added convenience, we'll be happy to assist you in maximizing the benefits of the State Farm Mobile App.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

We look forward to serving you and ensuring that you have the insurance coverage you need, along with exceptional customer service.

Contact us today to start taking steps towards a safe and secure future! Call, click, or stop, by our office today!